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While your rates won't change if you start smoking again after getting life insurance, there could be consequences if you misrepresented yourself as a non-smoker during the contestability period (typically the first two years of the policy)

Research methodology, data sources & validation process This report draws on a structured research process built around direct industry conversations, proprietary modelling, and rigorous cross-validation and not just desk research

Carbon monoxide: This toxic gas prevents oxygen from entering the body by binding to hemoglobin in red blood cells instead of O2

FAQs How much nicotine does a regular cigarette contain

In: Current Vascular Pharmacology